Remortgage-2

When your current mortgage deal comes to an end, it can feel overwhelming — especially with the demands of everyday life. That’s why part of our service includes reminding you when it’s time for a mortgage review, ensuring you remain on the most suitable deal moving forward.
We’ll also take the opportunity to review any protection policies you have in place, making sure they still meet your needs. Life changes quickly, and it’s easy for this step to be overlooked — but with us, it’s all part of the service.
There are a number of options to consider during a mortgage review, and we’ll guide you through each one:

  • Identifying the most appropriate solution for your circumstances — whether that means switching to a new lender or staying with your current one.
  • Exploring additional borrowing for home improvements, purchasing another property, or personal needs such as weddings or school fees.
  • Reviewing your mortgage term to see if it can be shortened, potentially saving you money on interest over the long term.
  • Adding or removing someone from the mortgage.
  • Repaying a Help to Buy Equity Loan or staircasing to full ownership on a Shared Ownership property.

Whatever your situation, we’re here to help you find the right solution for your needs.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £299 to £699 and this will be discussed and agreed with you at the earliest opportunity.