Purchase2

Whether you’re a first-time buyer or moving to a new home, we’re here to guide you through every step of the home-buying journey. There’s a lot to consider before you even begin your property search, and we’re here to help you feel confident and informed from the outset.

During our initial appointment, we’ll cover the following to ensure you’re ready to start viewing properties:

  • A clear overview of the home-buying process, highlighting key milestones so you know what to expect.
  • A discussion of potential buying options tailored to your circumstances, including schemes such as Shared Ownership or Deposit Unlock.
  • A review of mortgage options based on your deposit and borrowing needs, taking into account the varying criteria of different lenders.
  • An outline of the likely costs involved and when they may arise, helping you budget effectively or set realistic savings goals.
  • Completion of a detailed budget planner to assess the future costs of homeownership and ensure your monthly mortgage payments are manageable.
  • A look at current mortgage deals, which can change daily, to help you make an informed decision.

Buying a home doesn’t need to feel overwhelming — we’re here to support you throughout. We also recommend securing a mortgage in principle (sometimes called an agreement or decision in principle) so you’re ready to make an offer when you find the right property.